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We have all seen assortments ads, billboards, and commercials displaying different types of insurance coverage. But why is insurance important? Insurance is designed to provide for many types of claims depending of the form of protection that has been purchased. Insurance can be an effective tool in protecting our vehicles, houses, possessions, and physical health; despite its relentlessly high cost. Some types of insurance are required by law, while others can be payed for in addition. An experienced insurance agent can review your best choices concerning rates and coverage. auto insurance oak ridge tn