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There are more drivers on the road every year. As this number goes up, the possibility of accidents also goes up. Automobile insurance can be the difference between a minor inconvenience and a large trial. So how do you know what insurance you need and how much to buy? Your car insurance may be able to pay for car crash expenses ranging from hospital bills to legal fees. No matter where you are living, you are required to purchase some type of car insurance. By not owning insurance, you run the risk of having to pay the full cost of any harm you cause others or to repair or replace your car if it is damaged or stolen. Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages may include personal injury, and property damage. It also covers your legal fees if you are sued. State laws usually require standard amounts, but higher amounts can be purchased and are usually recommended. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you and your passengers, no matter who was responsible for the crash. It is mandated in some states and optional in others. State law usually sets minimum amounts. Medical Payments: Medical payment coverage is available in states that are not considered no-fault; it will pay despite who carries responsibility for a crash. All reasonable medical or funeral expenses will be covered under this type of coverage. Collision: Pays for damages to your car caused by an accident. Comprehensive: Cover your car from all non-collision damages by purchasing this type of coverage. This can include protection from robbery, vandalism, and weather damage. Uninsured Motorist: If you are hit by a driver without insurance, this type of insurance coverage will make sure you are covered. Under-Insured Motorist: Just like uninsured coverage, this kind of insurance covers you from people driving without enough insurance coverage. Other types of car insurance, including emergency road service and car rental, can also be purchased. Your auto insurance payments vary by company and will depend on several factors, such as: * What coverage you choose * The type of the car you own * Your driving record * Your age, sex and marital status * The place where you live Some have consider auto insurance as a necessary evil, but it can truly save you from a financial mess. Review your needs, research your options, and with the help of your insurance agent, make the decision that fits you best. Auto Insurance Clermont

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Fire Damage – A fire will destroy everything in their path, regardless of the value of the item. The professional teams at Paul Davis can offer several valuable fire damage services, such as repairs and contents cleaning. That's not all. We also remove water used by firefighters and offer mold remediation. We aim to get any home back to normal as soon as possible following fire damage.

Smoke Damage – The flames of a fire are not the only thing that will cause damage to a property. Smoke can also find its way into many areas of your home, some of which are almost challenging to pinpoint without the right tools. We are able to locate all affected areas, eliminate odors, and sanitize the affected areas. Have you been hit with smoke damage recently? If so, now is the time to talk to Paul Davis!

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