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We All know countless ads, billboards, and commercials displaying different types of insurance. But why is insurance important? Insurance is created to work for various types of allegations depending of the type of policy that has been applies. Insurance can be an effective resource in protecting our vehicles, houses, things, and physical health; despite its seemingly high price. Law mandates some types of coverage, while others can be payed for in addition. resourceful insurance agent can discuss your best options concerning rates and coverage. car insurance merced ca